Housing Programs

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SHIP
SHIP

The Alachua County State Housing Initiatives Partnership (SHIP) Program is a state funded program that’s purpose is to increase the availability of safe, affordable housing opportunities for families in Alachua County. The Alachua County Housing and Strategic Development team administers the SHIP program by:

  • Meeting the housing needs of very-low, low, and moderate-income households.
  • Expanding production of and preserving the affordable housing stock.
  • Furthering the housing element of the local government’s comprehensive plan specific to affordable housing.
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True
Owner Occupied Rehabilitation
Owner Occupied Rehabilitation

The Alachua County SHIP Home Repair Program is designed to perform general and critical code related repairs for very low- and low-income homeowners of Alachua County. Items eligible for repair include:

  • Roof
  • Heating and Cooling
  • Plumbing
  • Electrical Hazards
  • Accessibility Needs
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False
Payment Assistance
Payment Assistance

The Alachua County SHIP Program provides funding to help towards down payment, closing costs, and home repair assistance. Applicants may be eligible if:

  • They have not owned a primary residence in the last three years
  • They are a single parent
  • They are a displaced homemaker
  • They are displaced from homeownership due to divorce
  • Purchasing a home in Alachua County, outside of Gainesville City Limits
False
First Time Home Buyer Course
First Time Home Buyer Course

In order to qualify for the SHIP Payment Assistance, applicants must complete the First Time Home Buyer Course with either the City of Gainesville or with the Neighborhood Housing Development Corporation. More information can be found using the links below:

False
SHIP Certified Lender List
SHIP Certified Lender List

After you complete the First Time Home Buyer Course, you will need to contact a SHIP Certified Lender to get pre-approved for a mortgage. Please see the list below of SHIP certified lenders who have completed the SHIP Lender Workshop. If you are working with a lender who is not a SHIP certified lender, your lender will need to contact our office to register for the next Lender Workshop.

​ SHIP Certified Lender List
False
Notices
Notices
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False

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