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This program provides funding to assist eligible first time homebuyers with down payment and closing costs, as well as home repairs necessary to meet minimum housing code.
S.H.I.P. Down Payment Assistance Brochure
You may qualify for up to $7,500 in downpayment and closing cost assistance through the Escambia County Housing Finance Authority. Click here to learn more.
In order to qualify, you must meet the following criteria:
Very Low, Low Income, and Moderate Income depending upon funding availability.
Maximum loan is subject to available funding.
Funding is provided in the form of a 10 year deferred second mortgage. Mortgage is due on sale, refinance or transfer of property, or satisfaction of term.